Nowadays, people are talking about living a more scientific and healthy life than before. In this way, how to spend money at the right place at the right time has become a hot topic. In face of the fact that money goes out like flowing water, we are talking about saving money almost everyday in every minute, however, the process is not as easy as we have expected. Thanks to the instruction offered by my parents and teachers, I made great progress in my budget operation. Here, I would like to share my experiences with you and hope you can manage it by yourself.
Firstly, make a plan. Here, a plan is not what you would do the next day, but a financial plan for everything you have to deal with. The reason why we are out of control with our money is we buy things unexpectedly and take it for granted. This is the case of myself. I often feel quite satisfied with myself in the first ten days of a month, and begin to change my behaviour in the following ten days, and, as you can guess, the final ten days for me is so hard for I have not so much money left. I came up with a conclusion that I have no budge plan and do not know when to control myself.
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Secondly, keep a record. You must writer everything down involving your spent money. The most difficult thing for us to save money is to keep a record. Without a record, we could not realize how we spent money at a wrong place, and we could not stop crazy idea of luxury shopping. If you keep a record, you can look at it ever night and make a conclusion on what you did wrong and what to make a change. You can buy a lovely book which can attract and remind you to do this crucial daily job. Meanwhile, you can enjoy yourself in finding fun in every day life.
Thirdly, make a punishment for yourself. Everybody has a limit. Not to mention the distractions we may encounter every day. The moment you decide to save money, the moment you are on a hard way. You have to ask yourself behave strictly to the plan and punish yourself whenever you break the rule. The punishment may be writing a composition for having a change of your behaviour or prohibit for any snap for three days. You can make any punishment according to yourself.
So, saving money is not as easy as we imagine. It includes a plan, a record and punishment. These three key words are most essential for your change. The sooner we realize how important they are, the more money we can save. "Actions speak louder than words". Hope you can learn something from my own experiences and you can adjust to yourself.
